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Oracle Applications:Checking Credit Card Number validity in Internet Expenses, iPayments using Luhn algorithm (modulus 10)

Jiltin — Wed, 10 Jun 2009 18:03:13 +0000

Is there any method to spot check validity of the card number, prior to asking client to check with the credit card company? Team that follows LUHN10 ALGORITHM (http://en.wikipedia.org/wiki/Luhn_algorithm) for validating the checksum on the card numbers. If the checksum ends with 0 modulus of the checksum is congruent to zero then the number is valid (For e.g. 70 MOD 10 = 0). In general all the credit card brands follow this algorithm. As an illustration, if the account number is Read Full Article (Click here)...

Personal Finance: How To Pay Off Credit Card Debt and lead a successful Life?

Jiltin — Sat, 30 May 2009 21:32:09 +0000

If you have a serious problem with credit card debt, this articles and resources can help. Get tips and techniques to pay off your balances, consolidation FAQ’s, find lists of free debt consultation agencies, and discover ways to regain your financial freedom through debt reduction. I love success stories, and so when I read that one more personal finance blogger has finally squelched her debt load, I had to share her story here. Tricia from Blogging Away Debt has announced that she has Read Full Article (Click here)...

Credit Card will see sweeping changes in store for US credit cardholders

Jiltin — Wed, 20 May 2009 22:53:38 +0000

WASHINGTON – Every American with a credit card will see sweeping changes in the market, with limits on sudden hikes in interest rates that drive consumers deeper into debt. Even cardholders who pay off their balance each month may face new annual fees or lose out on lucrative rewards programs. Congress wrapped up the legislation Wednesday and sent it to President Barack Obama, who plans to sign it on Friday. The bill will revolutionize the market by restricting when and how a card company Read Full Article (Click here)...

Senate OKs bill to rein in credit card practices

Jiltin — Tue, 19 May 2009 23:38:12 +0000

WASHINGTON – The Senate voted overwhelmingly on Tuesday to rein in credit card rate increases and excessive fees, hoping to give voters some breathing room amid a recession that has left hundreds of thousands of Americans jobless or facing foreclosure. The House was on track to pass the measure as early as Wednesday, paving the way for President Barack Obama to see the bill on his desk by week’s end. “This is a victory for every American consumer who has ever suffered at the hands of a Read Full Article (Click here)...

What will the Credit Cardholder’s Bill of Rights Mean to you?

Jiltin — Wed, 13 May 2009 07:40:34 +0000

What will the Credit Cardholder’s Bill of Rights Mean to you? President Barack Obama says changing the way credit card companies bill customers is critical to fixing the nation’s ailing economy.The president is pressing for legislation that would end some credit card industry practices deemed abusive, such as sudden interest rate hikes and late fees.The House has approved a bill to enact some of the protections Obama seeks; a slightly different version is pending in the Senate, where Read Full Article (Click here)...

How to come out of Red – Credit Card Trap – Make yourself comfortable life?

Jiltin — Sun, 03 May 2009 12:42:56 +0000

As the US struggles with one of its deepest recessions since the 1930s, credit is on everyone’s mind. Mounting layoffs, declining benefits, and depressed assets are leaving people without steady streams of income and forcing them to question how they will pay their bills. Paying by credit card has lost its appeal as consumers worry about getting caught up in a downward spiral of debt. But credit cards aren’t evil in and of themselves. Used responsibly they can become an important spending Read Full Article (Click here)...

Get Credit Card Number for a customer number (oracle 11i)

Jiltin — Mon, 10 Nov 2008 21:23:56 +0000

– – Description: For any customer number, this gives credit card or bank account number (oracle 11i) – Author: Jay Gopal / Jiltin – Input: &&Cust_number – Download the code SELECT RC.CUSTOMER_NAME, RC.CUSTOMER_NUMBER, BACCT.BANK_ACCOUNT_NAME BANK_NAME, BACCT.BANK_ACCOUNT_NUM CREDIT_CARD_NUMBER, TO_CHAR(bacct.inactive_date,’DD-MON-YYYY’) CREDIT_VALIDAITY_DATE, BANK_ACCOUNT_USES_id, Read Full Article (Click here)...

Get Credit Card Number for an invoice (oracle 11i)

Jiltin — Mon, 10 Nov 2008 21:20:18 +0000

/* Description: This script will find the credit card number for an invoice number (oracle 11i) Author: Jay Gopa l/ Jiltin Input: &&inv_no */ select rc.customer_name customer, rct.trx_number invoice_number, apa.bank_account_id, apa.bank_account_name bank_name, apa.bank_account_num credit_card_number, to_char(apa.inactive_date,’dd-mon-yyyy’) credit_validaity_date, rct.invoice_currency_code, rct.org_id from ap_bank_accounts_all apa, ra_customer_trx_all Read Full Article (Click here)...

Credit Card validation LUHN algorithm using C

Jiltin — Sun, 09 Nov 2008 16:13:37 +0000

Checks whether a string of digits is a valid credit card number according to the Luhn algorithm. Starting with the second to last digit and moving left, double the value of all the alternating digits. For any digits that thus become 10 or more, add their digits together. For example, 1111 becomes 2121, while 8763 becomes 7733 (from (1+6)7(1+2)3). Add all these digits together. For example, 1111 becomes 2121, then 2+1+2+1 is 6; while 8763 becomes 7733, then 7+7+3+3 is 20. If the total ends in Read Full Article (Click here)...

Few Benefits Of Using Credit Cards

Jiltin — Sun, 09 Nov 2008 15:07:22 +0000

In this day and age, with the credit card market growing as large as it now has, it is no wonder that credit card companies have started trying to entice buyers by offering incentive programs on their cards. These programs come in many different forms and offer a variety of different products and services One of the most common incentive programs offered by many credit card companies is the cash back program. In this program a certain amount of the total purchases made using the credit card, Read Full Article (Click here)...