Oracle Applications:Checking Credit Card Number validity in Internet Expenses, iPayments using Luhn algorithm (modulus 10)

Posted by Jiltin     Tags: , 10 June, 2009    1,679 views    (1) Comment

Is there any method to spot check validity of the card number, prior to asking client to check with the credit card company? Team that follows LUHN10 ALGORITHM (http://en.wikipedia.org/wiki/Luhn_algorithm) for validating the checksum on the card numbers. If the checksum ends with 0 modulus of the checksum is congruent to zero then the number is valid (For e.g. 70 MOD 10 = 0). In general all the credit card brands follow this algorithm. As an illustration, if the account number is Read Full Article (Click here)...

Categories : 11i Scripts, Scripts Oracle, Scripts Unix Tags : ,

Personal Finance: How To Pay Off Credit Card Debt and lead a successful Life?

Posted by Jiltin     Tags: 30 May, 2009    648 views    (4) Comment

If you have a serious problem with credit card debt, this articles and resources can help. Get tips and techniques to pay off your balances, consolidation FAQ’s, find lists of free debt consultation agencies, and discover ways to regain your financial freedom through debt reduction. I love success stories, and so when I read that one more personal finance blogger has finally squelched her debt load, I had to share her story here. Tricia from Blogging Away Debt has announced that she has Read Full Article (Click here)...

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Credit Card will see sweeping changes in store for US credit cardholders

Posted by Jiltin     Tags: 20 May, 2009    804 views    (2) Comment

WASHINGTON – Every American with a credit card will see sweeping changes in the market, with limits on sudden hikes in interest rates that drive consumers deeper into debt. Even cardholders who pay off their balance each month may face new annual fees or lose out on lucrative rewards programs. Congress wrapped up the legislation Wednesday and sent it to President Barack Obama, who plans to sign it on Friday. The bill will revolutionize the market by restricting when and how a card company Read Full Article (Click here)...

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Senate OKs bill to rein in credit card practices

Posted by Jiltin     Tags: 19 May, 2009    604 views    (1) Comment

WASHINGTON – The Senate voted overwhelmingly on Tuesday to rein in credit card rate increases and excessive fees, hoping to give voters some breathing room amid a recession that has left hundreds of thousands of Americans jobless or facing foreclosure. The House was on track to pass the measure as early as Wednesday, paving the way for President Barack Obama to see the bill on his desk by week’s end. “This is a victory for every American consumer who has ever suffered at the hands of a Read Full Article (Click here)...

Categories : Economy, Finance Tags :

What will the Credit Cardholder’s Bill of Rights Mean to you?

Posted by Jiltin     Tags: 12 May, 2009    434 views    (0) Comment

What will the Credit Cardholder’s Bill of Rights Mean to you? President Barack Obama says changing the way credit card companies bill customers is critical to fixing the nation’s ailing economy.The president is pressing for legislation that would end some credit card industry practices deemed abusive, such as sudden interest rate hikes and late fees.The House has approved a bill to enact some of the protections Obama seeks; a slightly different version is pending in the Senate, where Read Full Article (Click here)...

Categories : Corporate, Economy, Finance Tags :